Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Tax Efficiency in Retirement What role would taxes play in your investment decisions? Gift Giving: Spend Less, Enjoy More Stressed about the cost of holiday gift giving? You’re not alone. Paying Tax Later Doesn't Always Mean Paying Less 401(k) savings are taxed as ordinary income when funds are withdrawn.